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At Morgan Stanley, we lead with exceptional ideas. Across all our businesses, we offer keen insight on today's most critical issues.

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Learn from our industry leaders about how to manage your wealth and help meet your personal financial goals.

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At Morgan Stanley, we lead with exceptional ideas. Across all our businesses, we offer keen insight on today's most critical issues.

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At Morgan Stanley, we lead with exceptional ideas. Across all our businesses, we offer keen insight on today's most critical issues.

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Morgan Stanley helps people, institutions and governments raise, manage and distribute the capital they need to achieve their goals.

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Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.

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Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.

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Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.

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Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.

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Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.

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Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.

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Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.

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Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.

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We believe our greatest asset is our people. We value our commitment to diverse perspectives and a culture of inclusion across the firm. Discover who we are and the right opportunity for you.

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Featured Explore Our Culture Careers Yes, You Can Be a Tech Innovator at Morgan Stanley Technology CLEAR Search Go Your Life, Your Wealth: Planning for Your Financial Future

Your financial goals and priorities will likely shift with time. To help prepare for the road ahead, ask yourself what matters to you and your family long term. Here’s how you can get started:

Tweet this Share this on LinkedIn Share this on Facebook Email this Print this Review Your Plan Take a look at your personal financial plan, with a focus on what’s most important to you. Asking yourself some key questions—about where you are now and where you want to go next—can help you better prepare for the path ahead. Wealth Management How to Plan Instead of Panic in Volatile Markets Dec 11, 2025

How do you weather a market crash? A study of nearly 120,000 investors reveals the value of having a sound financial plan to help keep you on track.

Author: Dan Hunt Wealth Management AM I ON TRACK TO REACH MY FINANCIAL GOALS?

Don’t worry if your financial goals look out of reach. There are ways you can adjust course, if you need to, with help from your Morgan Stanley Financial Advisor.

Wealth Management COULD I BE KEEPING MORE OF WHAT I EARN?

Establishing a tax management strategy for your investments can help you keep more of your income.

Wealth Management DOES MY RETIREMENT PLAN NEED A CHECK-UP?

Given recent market volatility, checking in on your retirement plan makes a lot of sense. Here’s how your Morgan Stanley Financial Advisor can help.

Source AM I PREPARED FOR THE RISING COSTS OF LONG-TERM CARE?

Health care costs are rising—especially for retirees, and some may need long-term care.

Help the Ones You Love At the end of the day, few things are more important than supporting the ones you love. As you assess your personal goals, think about what you want for your family and closest friends as well. Below are some key questions to consider. Wealth Management HOW CAN I HELP FUND A LOVED ONE'S EDUCATION?

Though education costs continue to climb, starting to save early can make a difference.

Wealth Management How to Break the Ice Around Family Finances

Money is one of the trickiest topics to discuss. But avoiding the conversation can lead to problems. Learn how to start the dialogue with your family.

Wealth Management WHAT IS THE STATE OF MY PARENTS’ ESTATE?

Learn how you can help ensure your loved ones’ affairs—and your own—are in order.

Wealth Management Why You May Need a Trust

It’s never an easy question, but how would you want to be remembered? A trust can help you define your legacy.

We're Here to Help Pursuing your goals begins with a plan. As your life evolves and markets change, your Morgan Stanley Financial Advisor can help you review your plan and adjust course wherever necessary to help you get where you want to go. Find a Financial Advisor, Branch and Private Wealth Advisor near you. 

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Enter zipcode Enter Zip Code Go Wealth Management mORGAN STANLEY GOALS PLANNING SYSTEM Our Goals Planning System is built on Morgan Stanley’s intellectual capital and capabilities, and is designed to provide you with comprehensive investing and planning solutions for your individual goals Wealth Management WEALTH MANAGEMENT PORTFOLIO INSIGHTS Timely market commentary, thought leadership and portfolio ideas from Morgan Stanley’s Global Investment Office. Wealth Management ONLINE FINANCIAL TOOLS Managing multiple financial accounts across different firms can be complicated. With Morgan Stanley Online, you can link your non-Morgan Stanley accounts and analyze your cash flow all in one place. Disclosures

This material is not a solicitation of any offer to buy or sell any security or other financial instrument or to participate in any trading strategy. It has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives.

Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

Investing in the market entails the risk of principal loss as well as market volatility.  The value of all types of investment may increase or decrease over varying time periods.

Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at http://www.morganstanley.com/ourcommitment/.

You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.

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